Special / Secondary Financing

Dave Sinclair Ford's Secondary Financing Program in St. Louis, MO


Dave Sinclair Ford invites drivers near St. Louis, South County, Sunset Hills, Kirkwood and Hazelwood, MO to apply for auto financing through our dedicated finance department. We assist local car buyers who have bad credit, too, so if your credit history is less than perfect, we still encourage you to apply for auto loans at our dealership or our special financing site www.daveautosmart.com.


Perhaps your credit score has been affected by financial setbacks like bankruptcy, foreclosure, and repossession or missed payments; if so, the finance department at Dave Sinclair Ford and Daveauto Smart is here to help you get back on track! Contact us today, and continue reading to learn how to apply for bad credit financing at our full-service Ford dealership.


How To Apply for Bad Credit Car Loans Now in St. Louis, MO


Here on our website you can complete a secure credit application form to apply for bad credit car loans. Our finance department will then determine if you qualify for bad credit financing by inspecting your credit history.


What is a Bad Credit Auto Loan?


High-risk lenders are different from conventional bank lenders in that they will look beyond merely your credit history. High-risk loans bring a higher rate of interest than a traditional auto loan, but the finance staff at Dave Sinclair Ford will work to find the lower rates available to you. With a bad credit auto loan from Dave Sinclair Ford, there is no minimum credit score requirement; instead, we look at a variety of factors, including:

  • Your credit score
  • Your debt-to-income ratio
  • Other active loans you have open
  • Financial records

Dave Sinclair Ford your local St. Louis Ford dealership strives to help each financing applicant secure an auto loan that fits his or her unique situation. With the help of a sub-prime auto loan, you can get the reliable transportation you need; plus, you can start to improve your low credit score as you pay off the loan! To begin healing your credit score quickly, secure bad credit financing soon and be sure to make all of your payments on time.


Shop for a New Ford Car, Truck or SUV or a Used Vehicles Near St. Louis, MO


Even before you apply for bad credit financing here at Dave Sinclair Ford, you can begin your car search by exploring our extensive selection of new Ford vehicles and used cars, SUVs and pickup trucks. Once you submit your credit application, the financing process can move quickly, so be sure to have an idea of the new or used car you are after by shopping our online inventory now!


Visit Dave Sinclair Ford in St. Louis, MO today, or call us to talk to our auto finance specialists about bad credit or sub-prime car loan options.

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